Unlock the value of your options and take control of your financial future
Why Collective?
the tools you need to free your wealth
- Reduce Risk
- Obtain Liquidity
- Transact Immediately
- Minimize taxes
Risk Reduction
Exchange Fund
- Create long term wealth from a diversified portfolio of leading unicorns
- Reduce the risk of being over concentrated in a single stock
- Diversify without incurring taxes
Liquidity
Exchange Loan
- Get immediate liquidity without triggering capital gains taxes
- Exchange Loans are non-recourse so you never have to come out of pocket to repay them
- Retain long term upside from a partnership interest in the Exchange Fund
Options Exercise
Options Exercise Loan
- Exercise your options without having to come out of pocket
- Options Exercise Loans are interest free and have no stock fee
- Seamlessly integrated into Collective's liquidity and risk management solutions
Instantly see the value of your shares or options
Value your stock
Compare the after-tax liquidity from an Exchange Loan to a stock sale
Exchange Loan vs. Brokered Stock Sale
Exchange Loan
Brokered Stock Sale
Exchange Loan
Learn what your shares or options are worth today
Success Stories
Our customers love Collective
Bigger profit without a broker's fee
“I chose Collective Liquidity because I wanted to liquidate shares to take care of family members. The biggest appeal was that not only was Collective willing to purchase my shares, but the lack of a broker fee meant that I would be making a bigger profit. The process was quick and simple and incredibly smooth.”
Extremely professional team
“I chose Collective Liquidity because all of my private company equity is locked into a single company. Collective Liquidity offered an easy way to add a bit of diversification to my equity holdings, and give me the option to get liquidity. The most appealing thing was the ease of getting my initial offer, as well as the general smoothness of the process. Collective Liquidity provided a knowledgeable resource to quarterback the process for me every step of the way.“
Fast, creative solution
“Collective Liquidity was amazing. They took steps to work with me and make a complicated equity transaction happen quickly and smoothly. The entire team took the initiative to help and I couldn’t be more grateful for their positive, open, and transparent process. They took time to listen to my goals, we came up with a creative solution to meet my needs, and they worked tirelessly to connect the dots to make it happen.”
Instantly see the value of your shares or options
Value your stockOur Target Portfolio
Targeting the most exciting unicorns backed by the best VCs
Which of the major private market liquidity alternatives is best for you?
Exchange Loan, Tender Offer, Brokered Sale or Stock Loan?
| Objectives | Exchange Loan | Tender Offer | Brokered Sale | Stock Loan |
| Maximize Short Term Cash | ||||
|---|---|---|---|---|
| Minimize Taxes | ||||
| Minimize Expenses | ||||
| Maximize Long Term Appreciation | ||||
| Minimize Risk | ||||
| Minimize Time and Headache |
Learn what your shares or options are worth today
Value your stockBenefits
Combining an exchange into Collective's Exchange Fund with a non-recourse Exchange Loan can reduce your risk of holding a single stock, deliver dramatically more after-tax liquidity and is faster than a stock sale.Faster & Easier
Compared to a stock sale which requires you to connect with a broker, find a buyer, negotiate price, and draft transaction documents, an Exchange Loan is fast and easy. The online process takes just five minutes to complete.
Minimize Taxes
Stock sales can trigger taxes totalling up to 46% of your sale proceeds, but neither an exchange of shares into the fund or an Exchange Loan trigger capital gains tax.
Long Term Wealth
Unlike a stock sale, an exchange of shares into the fund gives you long term upside on a portfolio of leading unicorns (and still gives you access to liquidity when you need it).