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Why Collective?

the tools you need to free your wealth

  • Reduce Risk
  • Obtain Liquidity
  • Transact Immediately
  • Minimize taxes

Risk Reduction

Exchange Fund

Exchange your shares tax-free into the Exchange Fund, a diversified portfolio of leading unicorns

  • Create long term wealth from a diversified portfolio of leading unicorns
  • Reduce the risk of being over concentrated in a single stock
  • Diversify without incurring taxes

Liquidity

Exchange Loan

Borrow non-recourse and tax-free to potentially generate more after-tax liquidity than a stock sale

  • Get immediate liquidity without triggering capital gains taxes
  • Exchange Loans are non-recourse so you never have to come out of pocket to repay them
  • Retain long term upside from a partnership interest in the Exchange Fund
All loans issued by WebBank, member FDIC

Option Exercise

Option Exercise Loan

Borrow the money you need to exercise your options interest free

  • Exercise your options without having to come out of pocket
  • Option Exercise Loans are interest free and have no stock fee
  • Seamlessly integrated into Collective's liquidity and risk management solutions
Instantly see the value of your shares or options
Value your stock
Dataminr
Attentive
Motive (Formerly KeepTruckin)
Discord
Expel
Cerebras Systems
Grafana Labs
Automation Anywhere
Beyond Identity
Harness
Dataminr
Attentive
Motive (Formerly KeepTruckin)
Discord
Expel
Cerebras Systems
Grafana Labs
Automation Anywhere
Beyond Identity
Harness
Rippling
Rubrik
Sentry
Guild Education
Invoca
SingleStore
Alloy
Rec Room
SeatGeek
FrontApp
Rippling
Rubrik
Sentry
Guild Education
Invoca
SingleStore
Alloy
Rec Room
SeatGeek
FrontApp
Databricks
Monte Carlo
Devo
Maven Clinic
Alation
Locus Robotics
Astera Labs
Drata
Apollo Graph
Chronosphere
Databricks
Monte Carlo
Devo
Maven Clinic
Alation
Locus Robotics
Astera Labs
Drata
Apollo Graph
Chronosphere
Cresta
Benchling
ClickHouse
Temporal Technologies
Workato
Addepar
Skydio
Postman
Replit
BigID
Cresta
Benchling
ClickHouse
Temporal Technologies
Workato
Addepar
Skydio
Postman
Replit
BigID

Compare the after-tax liquidity from an Exchange Loan to a stock sale

Exchange Loan vs. Brokered Stock Sale

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If you don't know the current 409A valuation, leave this blank and we'll assume it's 15% of the current per share value

Exchange Loan

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Net cash received now$ -
Potential after-tax Exchange Fund distribution in 7 years¹$ -
Total potential after-tax proceeds
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Success Stories

Our customers love Collective

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Our Target Portfolio

Targeting the most exciting unicorns backed by the best VCs

Dataminr's stock
Attentive's stock
Motive (Formerly KeepTruckin)'s stock
Discord's stock
Expel's stock
Cerebras Systems's stock
Grafana Labs's stock
Automation Anywhere's stock
Beyond Identity's stock
Harness's stock
Rippling's stock
Rubrik's stock
Sentry's stock
Guild Education's stock
Invoca's stock
SingleStore's stock
Alloy's stock
Rec Room's stock
SeatGeek's stock
FrontApp's stock
Databricks's stock
Monte Carlo's stock
Devo's stock
Maven Clinic's stock
Alation's stock
Locus Robotics's stock
Astera Labs's stock
Drata's stock
Apollo Graph's stock
Chronosphere's stock
Cresta's stock
Benchling's stock
ClickHouse's stock
Temporal Technologies's stock
Workato's stock
Addepar's stock
Skydio's stock
Postman's stock
Replit's stock
BigID's stock
Guideline's stock
DailyPay's stock
Flock Safety's stock
Apollo 's stock
Gympass's stock
Asapp's stock
Clari's stock
Redwood Materials's stock
Ascend Elements's stock
Enable 's stock
Tanium's stock
Slice 's stock
Hugging Face's stock
SKIMS's stock
Devoted Health's stock
Algolia's stock
Bilt Rewards's stock
Mashgin's stock
Kong's stock
Socure's stock

Which of the major private market liquidity alternatives is best for you?

Exchange Loan, Tender Offer, Brokered Sale or Stock Loan?

Objectives
Exchange Loan
Tender OfferBrokered SaleStock Loan
Maximize Short Term Cash
Minimize Taxes
Minimize Expenses
Maximize Long Term Appreciation
Minimize Risk
Minimize Time and Headache
Learn more about the different liquidity alternatives?Read full article here

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Benefits

Combining an exchange into Collective's Exchange Fund with a non-recourse Exchange Loan can reduce your risk of holding a single stock, deliver dramatically more after-tax liquidity and is faster than a stock sale.

Faster & Easier

Compared to a stock sale which requires you to connect with a broker, find a buyer, negotiate price, and draft transaction documents, an Exchange Loan is fast and easy. The online process takes just five minutes to complete.

Minimize Taxes

Stock sales can trigger taxes totalling up to 46% of your sale proceeds, but neither an exchange of shares into the fund or an Exchange Loan trigger capital gains tax.

Long Term Wealth

Unlike a stock sale, an exchange of shares into the fund gives you long term upside on a portfolio of leading unicorns (and still gives you access to liquidity when you need it).

Still have questions?

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