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Electronic Record and Signature Agreement

CONSUMER CONSENT TO RECEIPT OF ELECTRONIC DISCLOSURES

From time to time, Collective Liquidity, Inc. and WebBank (together as “we” or “us” may be required by law to provide to you, certain notices, disclosures, authorizations, acknowledgements, and other information in writing (collectively, “Documents”). If you consent to receive such Documents electronically pursuant to this authorization, they will be provided to you electronically through the Documents section of your online Collective Liquidity account using the Client Portal,HelloSign electronic signing system or by email. Please read the information below carefully and thoroughly, and if you can access this information electronically to your satisfaction and agree to receive Documents electronically pursuant to this authorization, please confirm your agreement by clicking the ‘I agree’ button.

Required hardware and software

Operating Systems

Windows® 2000, Windows® XP, Windows Vista®; Mac OS® X

Browsers

Final release versions of Google Chrome (Windows and Mac); Microsoft Edge (Windows only); Mozilla Firefox (Windows and Mac); Safari™ (Mac only)

PDF Reader

Acrobat® or similar software may be required to view and print PDF files

Screen Resolution

800 x 600 minimum

Enabled Security Settings

Allow per session cookies

Other Hardware

HardwarePrinter

** These minimum requirements are subject to change. If these requirements change and there is a material risk you will not be able to access a Document, you will be presented with the revised hardware and software requirements and be asked to re-against consent to receive Documents electronically accept the disclosure. Pre-release (e.g., beta) versions of operating systems and browsers are not supported.

Getting paper copies

You will have the ability to download and print Documents we send to you through the HelloSign system during and immediately after the signing session. You can also find copies of all your Documents in the Documents section of your online Collective Liquidity account using the Client Portal. We will not provide a paper copy upon request of a Document previously delivered electronically.

Withdrawing your consent

You may withdraw your consent to receive Documents from us electronically at any time. Please see below for the process to inform us of your decision to withdraw your consent to receive Documents electronically as well as the consequences of withdrawing your consent.

How to Withdraw Consent and Consequences of Withdrawing Consent

If you do not consent to electronic disclosures, exit the loan application window and a loan will not be issued. To inform us that you no longer want to receive future Documents in electronic format you may send us an e-mail to office@collectiveliquidity.com and in the body of such request you must state your e-mail, full name, US Postal Address, and telephone number. If you withdraw your consent before the loan is issued, the loan will not be issued. If you withdraw consent after your loan has been issued, you will not be permitted to refinance your loan nor apply for a new loan.

Documents will be sent to you electronically

Unless you tell us otherwise in accordance with the procedures described herein, we will provide electronically to you Documents we are required by law to provide you in writing during the course of our relationship with you. We reserve the right in our sole discretion to provide you with a Document in a paper form. To reduce the chance of you inadvertently not receiving any Document, we prefer to provide all of the required Documents to you by the same method and to the same email address that you provided to us. If you do not agree with this process, please let us know by contacting us at the contact information below to withdraw your consent. Please also note the information above under “Consequences of Withdrawing Consent” regarding an election not to receive delivery of the Documents electronically from us.

How to contact us

You may contact us, including to let us know of any changes to your contact information to be used for sent electronic notices and disclosures from us and to withdraw any prior consents as follows:
To contact us by phone call: +1-888-977-5228
To contact us by email send messages to: office@collectiveliquidity.com

To advise us of your new e-mail address

To let us know of a change in your e-mail address where we should send Documents electronically to you, you can update your e-mail address in the Profile section of your online Collective Liquidity account.

Acknowledging your access and consent to receive materials electronically

To confirm to us that you can access this information electronically, please verify that you were able to read this electronic disclosure and that you also were able to print on paper or electronically save this page for future reference and access. Further, if you so verify and consent to receiving Documents exclusively in electronic format as described herein, please let us know by checking the ‘I agree’ box..
By checking the ‘I agree’ box, you confirm that:
  • You can access and read this CONSUMER CONSENT TO RECEIPT OF ELECTRONIC DISCLOSURES Documents; and
  • You can print on paper the disclosure or save the disclosure for future reference and access; and
  • Until or unless you notify us as described above, you consent to receive exclusively through electronic means all notices, disclosures, authorizations, acknowledgements, and other documents that are required to be provided or made available to you in writing by Collective Liquidity, Inc. or WebBank, during the course of your relationship with either entity.

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